Free money and investing school

Start with budgets and saving, then progress to interest, investing, mortgages and risk. Read lessons for free; a learning account lets you save progress and achievements.

What is money?
Checking account: the home of daily money
Percentages: The Language of Money
Profit and loss: reading the numbers
How to read a chart
Stop Before a Big Promise
Inflation and Purchasing Power
Compound Interest: Time Makes a Difference
Money Market Fund: Close to Cash, But Different
Deposit, Checking Account or Money Market Fund?
Loan: the money now, the repayment later
Fees: Small Numbers Add Up
Stock: a small piece of a company
Why do prices change?
Risk: understanding what you can lose
Mean, Median and Sample
Average return is not a promise
Diversification: more than one basket
Bonds: When You Lend Money
What is a fund and what is an index?
ETF, index-tracking fund and money market fund
How do you invest in an index?
How does one fund unit represent a basket of stocks?
How do company weights change an index?
Buying on the screen to understand the operation
FX: What’s the price of a dollar?
Spot rate, buy rate and sell rate
How insurance works: premiums, cover and deductibles
Insurance types: health, life, home, motor and travel
Reading a policy and understanding overlapping cover
How is the pension connected to companies?
Where do our taxes go?
VAT: the price before and after
Gross, net and tax brackets
Tax bands and credit points, step by step
National insurance and health insurance contributions
Property tax (Arnona), fees and payments to the municipality
Excise, Customs and Purchase Tax
Donations and the Section 46 tax credit
Tax on Capital Gains and Dividend
Tax relief from capital losses: what do you actually receive?
Budgeting for a house or an apartment
Who builds the home? Contractors and supervisors
Mortgage basics: principal, equity and security
Contingency and construction cash flow
Mortgage tracks: fixed, prime and index-linked
Payments, amortisation and refinancing
What is a legal entity?
A Business: Sole Proprietor and a Limited Company (Ltd.)
Issuing and trading shares: who receives the money?
Private company and public company
Exempt Dealer and VAT-Registered Dealer: Exempt from What?
Transaction Invoice, Tax Invoice and Receipt
What is an allocation number for an invoice?
Company, Corporate Tax and Undistributed Profits
Wallet company: a company is not a tax shortcut
Personal insolvency: what is bankruptcy?
Company insolvency: rehabilitation or liquidation
Price-to-Earnings (P/E): What is the price relative to earnings?
Two funds: Did we really diversify?
Crypto: What Is Bitcoin?
Blockchain, Wallet and Private Key
Crypto: Spotting Scams and Risk
Leverage: losses grow too
FOREX: Currency risk and leverage

Questions about free learning

What is free?

Lessons, calculators, the investment simulator and the AI teacher are free. The teacher is subject to usage limits and service availability.

Do I need an account?

Read guides and use calculators without an account, or try the simulator as a guest. Create a learning account to save personal progress and achievements between visits.

Is real money invested?

No. Buying and selling use virtual money only. No deposit is needed and practice funds cannot be withdrawn.

Is the teacher unlimited?

No. Question rate limits and service availability apply. The teacher explains concepts and does not give personal investment recommendations. Lessons and calculators remain available when the teacher is unavailable.