Information and guides
▶ Simulation

For parents

The path is primarily for ages 13–18 and adult beginners. Younger children can learn alongside a parent or teacher. Levels describe prior knowledge, not a guarantee of suitability for every age.

Learn together: choose one concept, read the example and ask the learner to explain it in their own words. Do not ask children for household income, bank documents or account numbers. Use invented figures.

Public guides and tools work without an account. Accounts save progress and answers; users under 18 require parental email consent. Consent relies on email access and a declaration, not identity-document verification.

All simulation money is virtual. There are no real-money deposits or withdrawals. Historical data is not a forecast or return guarantee; a practice profit does not prove a decision was sound.

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Classroom resources

What you will learn

Choose a small fictional goal together, such as saving for a trip. Ask the learner where the money comes from, what must be paid first and what happens if an expense grows. In a calculator, change one input and compare it with the original result. When discussing a simulation, include losses and uncertainty rather than focusing only on the highest return. A wrong answer is a reason to revisit the example. Learning does not require sharing family income, bank accounts or personal documents. Worksheets also support a short conversation away from the screen.

After the activity, ask the learner to teach you one concept without reading its definition. Ask what would happen if a price rose, the money were needed earlier or a fee were added. Choose only one change at a time and allow time to explain. The goal is to identify the assumption that changes the result. If the explanation remains unclear, return to a simple example with small amounts.