Classroom resources
Suggested 30–40 minute session: 5 minutes of discussion, 10 minutes of reading and examples, 15 minutes in pairs and 5–10 minutes explaining and correcting. Assess understanding and reasoning, not simulated profit. Worksheets print without student accounts.
Learn together: choose one concept, read the example and ask the learner to explain it in their own words. Do not ask children for household income, bank documents or account numbers. Use invented figures.
- Worksheet · Everyday money
- Worksheet · Saving, interest and credit
- Worksheet · Investing foundations
- Worksheet · Insurance, pensions and taxes
- Worksheet · Housing, construction and mortgages
- Worksheet · Businesses and complex debt
- Worksheet · Advanced investing and higher risk
What you will learn
Choose a worksheet for a topic you have already studied and read the example before answering. Work alone, in a pair or with a teacher. Record your reasoning first, then open the answers and explanations. When answers differ, compare the assumptions each person used rather than only the final number. Use the print window to print the sheet or save it as a PDF. Lesson links take you back to the definitions, and the money lab lets you change the inputs and explore another scenario.
Before printing, decide whether to include answers. For independent practice, attempt the questions before reading them. Questions refer to the examples on each sheet; lesson links explain more. Ask each participant to change one input and explain the effect. In class, read the scenario, allow time for individual answers and then compare reasoning. Learners need not be ranked by simulated profit: explaining risk, costs and assumptions can demonstrate understanding even when the financial result is negative.