Worksheet · Advanced investing and higher risk

The path is primarily for ages 13–18 and adult beginners. Younger children can learn alongside a parent or teacher. Levels describe prior knowledge, not a guarantee of suitability for every age.

What you will learn

• Calculate the P/E for price 60 and earnings per share 3, and explain what we still do not know about the company.
• Explain why three technology funds are not necessarily three different sources of risk.
• Describe in your own words the concept and one of its risks.

Higher-risk topic: leverage, foreign exchange and crypto can cause substantial losses; some products can lose more than the initial amount. Learn percentages, risk and diversification first. This is education, not an invitation to trade.

Suggested 30–40 minute session: 5 minutes of discussion, 10 minutes of reading and examples, 15 minutes in pairs and 5–10 minutes explaining and correcting. Assess understanding and reasoning, not simulated profit. Worksheets print without student accounts.

Learn together: choose one concept, read the example and ask the learner to explain it in their own words. Do not ask children for household income, bank documents or account numbers. Use invented figures.