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The path is primarily for ages 13–18 and adult beginners. Younger children can learn alongside a parent or teacher. Levels describe prior knowledge, not a guarantee of suitability for every age.
Learn together: choose one concept, read the example and ask the learner to explain it in their own words. Do not ask children for household income, bank documents or account numbers. Use invented figures.
All simulation money is virtual. There are no real-money deposits or withdrawals. Historical data is not a forecast or return guarantee; a practice profit does not prove a decision was sound.
- Everyday money
What is money? · Checking account: the home of daily money · Percentages: The Language of Money
- Saving, interest and credit
Inflation and Purchasing Power · Compound Interest: Time Makes a Difference · Money Market Fund: Close to Cash, But Different
- Investing foundations
Stock: a small piece of a company · Why do prices change? · Risk: understanding what you can lose
- Insurance, pensions and taxes
How insurance works: premiums, cover and deductibles · Insurance types: health, life, home, motor and travel · Reading a policy and understanding overlapping cover
- Housing, construction and mortgages
Budgeting for a house or an apartment · Who builds the home? Contractors and supervisors · Mortgage basics: principal, equity and security
- Businesses and complex debt
What is a legal entity? · A Business: Sole Proprietor and a Limited Company (Ltd.) · Issuing and trading shares: who receives the money?
- Advanced investing and higher risk
Price-to-Earnings (P/E): What is the price relative to earnings? · Two funds: Did we really diversify? · Crypto: What Is Bitcoin?
Public guides and tools work without an account. Accounts save progress and answers; users under 18 require parental email consent. Consent relies on email access and a declaration, not identity-document verification.
Free virtual-money investment simulator
Explore how a portfolio changes over time without depositing real money. Choose assets, practise buying and selling, and check cash, portfolio value and gains or losses over a historical period. For example, a rising share price increases the value of a holding, but does not increase available cash until you sell. Results do not predict future returns. Try guest mode; an account lets you save personal progress.
Try the simulator without signing upQuestions about free learning
What is free?
Lessons, calculators, the investment simulator and the AI teacher are free. The teacher is subject to usage limits and service availability.
Do I need an account?
Read guides and use calculators without an account, or try the simulator as a guest. Create a learning account to save personal progress and achievements between visits.
Is real money invested?
No. Buying and selling use virtual money only. No deposit is needed and practice funds cannot be withdrawn.
Is the teacher unlimited?
No. Question rate limits and service availability apply. The teacher explains concepts and does not give personal investment recommendations. Lessons and calculators remain available when the teacher is unavailable.