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Gross, net and tax brackets

Gross is the amount before deductions; net is the amount that remains after the relevant deductions.

Income tax on work has brackets: a higher rate may apply only to the portion that exceeds the bracket threshold, not to the entire salary. Tax credit points and benefits may reduce tax. A pay slip may also include national insurance, health and pension contributions. Pension is savings and a contribution, not simply another tax. Age, income, status and additional conditions affect calculations; do not use the example as a real salary calculator.

Made-up example for learning: up to 1,000 ₪ there is no tax, and on an additional 200 ₪ there is 10%. The tax is 20 ₪, not 120 ₪. These are not the tax brackets in Israel.

In the example, which portion is taxed at 10%?

Tax Authority · Income Tax ↗

Check your understanding

In the example, which portion is taxed at 10%?

  • Only the 200 ₪ above the threshold
  • On the whole 1,200 ₪
  • On all the savings in the bank
Answer and explanation

Only the 200 ₪ above the threshold. This is the meaning of the marginal tax: the bracket applies to the relevant portion.

Continue learning

Where do our taxes go? — A tax is a compulsory payment collected by law and helps finance public activities and services.

VAT: the price before and after — Value added tax is a tax on transactions that are liable for it. In the consumer price it is usually already included.

National insurance and health insurance contributions — These are compulsory payments governed by rules separate from income tax, related to the social security and health systems.

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